Past $150K AGI, your real-estate losses have nowhere to go.
The legal short-term rental path to offsetting W-2 taxes — no REPS required
Who this book is for
High-income W-2 professionals (tech, medicine, finance) whose rental-loss deduction phased out above $150K AGI
Does this sound familiar?
- — Your AGI passed $150K and even the $25K passive-loss allowance phased out
- — REPS asks for 750 hours — mathematically impossible with a full-time job
- — YouTube says "just do STR" but never shows you how to survive an audit
What this book does
Convert rental losses into active losses with a 7-day-or-less average stay plus 100+ hours of material participation (the most of anyone). Audit-ready documentation, state add-back dual books, and a "who should NOT do this" test included.
Table of contents
- 01 Why most W-2 real-estate tax plans fail
- 02 The three STR requirements (7-day rule · material participation · Cost Seg)
- 03 Audit defense — time logs and the five fatal patterns
- 04 Chain effects and exits / reinvesting the refund / three professional personas
What's included
- ✓ Ebook PDF
- ✓ Workbook (7 material-participation tests · daily time log · decision table)
- ✓ STR loss xlsx calculator
⚠️ STR legislation and local short-term-rental rules change separately from tax law — verify both before acting.
This material is general information for educational purposes only — not tax, legal, or investment advice. Examples of tax savings or returns are illustrative and do not guarantee individual results. Review with a licensed professional (CPA, EA, or attorney) before acting.