Calculators / DSCR

DSCR Calculator

How many times NOI covers annual debt service (DSCR), and the largest loan that still clears your target ratio (usually 1.25x). It flags that lenders compute DSCR differently.

How to provide NOI

Enter NOI directlyCompute from rent, vacancy, expenses

NOI (annual, USD)Loan amount (USD)Interest rate (% / yr)Amortization (years)Pass threshold (default 1.25)

Debt-service basis

Principal & interest only (P&I)Include taxes, insurance, HOA (PITIA)

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