Stocks have a wash-sale rule. Crypto still doesn't. That door may close soon.
Loss harvesting in the last window without a wash-sale rule — and taking profits without selling
Who this book is for
U.S.-based long-term holders of BTC, ETH, and altcoins carrying unrealized losses and gains at the same time
Does this sound familiar?
- — Coins scattered across wallets — in the 1099-DA era, no cost basis can mean the full principal gets taxed
- — Underwater altcoin losses sitting unharvested
- — Taking profits spikes MAGI — subsidies and credits collapse in a chain
What this book does
Loss harvesting (no wash-sale rule under current law) · Specific ID · collateralized loans · a NOL-combined Hybrid Exit · 1099-DA preparation — one maintenance sequence, with a legislative risk calendar.
Table of contents
- 01 The skeleton of crypto taxation (the 1099-DA zero-basis threat)
- 02 Loss harvesting (no wash sale today · legislative risk · Specific ID · NOL)
- 03 Collateralized loans (blocking revaluation · 30% LTV stress · Defcon)
- 04 Hybrid Exit (the NOL magazine · ACA/IRMAA · three conditions to sell)
What's included
- ✓ Ebook PDF
- ✓ Workbook (taxable-event flowchart · lot ledger · legislation calendar)
- ✓ TLH lot selection xlsx
⚠️ This book does not recommend buying, selling, or holding any coin. The wash-sale question is presented with both views — review with a crypto-specialized CPA or attorney before acting.
This material is general information for educational purposes only — not tax, legal, or investment advice. Examples of tax savings or returns are illustrative and do not guarantee individual results. Review with a licensed professional (CPA, EA, or attorney) before acting.